Ask the Money Lady, I want to buy a new car and was wondering if you had any advice on whether to finance or lease. Sincerely, Doug XXXX (New Car Buyer) Dear New Car Buyer! Buying a new car in January or February is a great idea since these are historically the slowest months for car sales and dealerships are more willing to be flexible on pricing to [...]
Are you having trouble picturing your retirement and having difficulty setting a goal for that inevitable future? Here is a great way to stay motivated and begin to create excitement toward future attainable goals. Why not create a “DREAM BOARD.” This is a collection of pictures that you can acquire over time and post on a mirror, cork board, or even on the back of a closet door. [...]
Are January bills getting you down? Instead of stressing, make a plan to get your finances on track this year. In my new book “How to Retire Debt Free & Wealthy” there is an entire section on how to eliminate debt and create a CORE financial plan to build future wealth. Use the Cash Tracker as well as the Finance Trackers to sort out your expenses and track [...]
Happy Wednesday Everyone!! This quote helps me keep focused and it may help you too – Try to say it to yourself every day! Try to let go of the past to make your personal and financial future be the best it can be. You’ve got this! “I refuse to allow what I did, what I didn’t do, or what I should have done affect what I’m going [...]
Here’s the first Netgalley review for you, just to see what they’re about – they’re really just reader reviews, not polished, not edited, K Rating: 4 out of 5 stars Full Text: This is very good. It's really solid info that basically everyone needs. Note that it has a Canadian focus, so a couple of sections have info not relevant to those in the US. I read this [...]
Here’s an amazing example of a Netgalley review for your book! It’s really reader response, not all of them are this thorough or thoughtful. K Rating: 5 out of 5 stars Full Text: We all want to know How to Retire Debt-free and Wealthy. So, there have been many books attempting to address this issue. This book gets it right—offering many different routes to a pleasant retirement. Plus [...]
Another 5-star rating on Netgalley! Rating: 5 out of 5 stars How To Retire Debt-Free and Wealthy written by Christine Ibbotson A fantastic and logically arranged published book that offers the readers a guide to developing a CORE financial plan. In this book, the author emphasizes the importance of accurately assessing your current financial status. The CORE Plan consists of five steps, explained in significant detail. The author [...]
Ask the Money Lady, My New Year’s Resolution is to get my finances in order, but I have a lot of credit card debt and I don’t know what to do to get it under control. Should I declare bankruptcy? I am worried this will make things even worse, any ideas? Sincerely, Julie XXXX (Drowning in Credit Cards) Dear Drowning! Don’t beat yourself up about this debt, it [...]
A new year, a new decade! Time to identify your strengths. The opportunities are all around you and its never too late to start building your financial future. Write down the definition of your future happiness. Be Bold - Make a Plan - Then Live It !!
Have you decided to make this 2020 Year - YOUR year to get your finances in order !! Do you want to have your money working for you – rather than for the banks and everyone else out there trying to squeeze “every last dollar” out of your wallet. This year we are going to get back to basics and here we will show you how to payoff [...]