There are 7 money personalities that researchers have divided us all into – and of course, some of you may have a combination of few.  Which trait do you most relate to?  Once you have decided, try to see the differences between you and your spouse/partner.

1. Worrier.
   This is a person who constantly worries about losing money.  It doesn’t matter how much money they have – they are always worried about losing it.  Typically, they lack the confidence to believe they can ever be financially stable, and I like to call this trait the Money-Prepper – always preparing for the worst, always anxious, and always expecting a disaster to happen sometime in the near future.
2. Gambler.
   This type of person takes big risks with money, but the problem is they also have extreme mood swings.  Sure, they love the thrill of risky money moves but then tend to crash hard when luck isn’t on their side.  Be careful with this trait.  Gamblers will often go into debt or use savings to take more risks to make up for past losses.
3. Compulsive saver.
   This is someone that saves money endlessly and views their money as their security.  This is a BIG bargain shopper and will take being cheap to the next level.  They’d wrestle a discount out of every sale if they could, and there happiest when they’ve snag something for nothing.
4. Compulsive spender.
   This is usually someone that spends when emotionally depressed or in need of immediate gratification.  Even if they have a lot of debt, these spenders will continue to go shopping.  In extreme cases, this person tends to hide large purchases from family and friends, and even though they feel remorse, they can’t stop and often are at a risk of going bankrupt.
5. Compulsive money maker.
   This is someone that believes life is better when you earn more.  This could also be a workaholic.  These people believe their top priority is making more money and will want recognition for their financial success, for example, a trophy house, an expensive car, or some type of toy that represents their wealth.
6. No care money maker.
   This person rarely thinks about money.  They never worry and are not very responsible with their finances.  They feel that money shouldn’t influence important decisions and usually believe that they only need a modest amount of money to be happy.
7. Saver and spender.
   This is probably most of us.  Someone who saves a little and spends a little.  This person is smart with their money for most of the time but then given the right circumstances, spends impulsively out of nowhere, usually regretting later.