Money Coaching Sessions
Virtual 1:1 Sessions with Christine Ibbotson, Ask The Money Lady
You’ve read Christine’s national newspaper column, seen her financial insights on TV, and listened to her advice on the radio. Now, for the first time, you can sit down virtually with Canada’s “Ask the Money Lady” for a private, one-on-one coaching session.
Christine’s approach is simple: no jargon, no sales pitches—just clear, practical strategies that help you feel confident and in control of your money. She’ll listen to your situation, walk through your options, and create a step-by-step plan you can start using immediately.
Unlike bank advisors, Christine isn’t tied to commissions, products, or institutions. That means she can give you the straight goods—the kind of honest, unbiased advice you won’t always hear elsewhere—always tailored to your personal goals and lifestyle.


Why Choose Money Coaching?
- Personalized Coaching – Get tailored guidance for your unique money situation.
- Clear Action Plans – Walk away with practical steps you can use right away.
- Confidence with Money – Learn lasting habits to reduce stress and stay on track.
- Straightforward Advice – Christine tells you what your financial advisor won’t, because she’s not paid by the banks.
Money coaching isn’t about complicated formulas or sales pitches—it’s about giving you the tools, clarity, and confidence to make smart financial decisions. With Christine’s guidance, you’ll cut through the noise, focus on what really matters, and finally feel in control of your financial future. Each session is designed to leave you empowered, informed, and ready to take action.
Coaching Topics Include:
Budgeting & Cash Flow Planning
Learn how to design a budget that actually works for your lifestyle. Christine will show you how to track spending, organize income and expenses, and create a plan that balances saving with everyday living—so you can stay on top of your money without feeling deprived.
Debt Repayment Strategies
From credit cards to personal loans, debt can feel overwhelming. Christine will help you map out a clear repayment plan, whether that’s snowballing smaller debts first or targeting high-interest balances. You’ll walk away with a roadmap for becoming debt-free faster while protecting your credit score.
Saving & Investing Basics
It’s never too late—or too early—to start building wealth. Christine will explain the difference between saving and investing, how to set achievable goals, and which options (like TFSAs, RRSPs, or simple investment vehicles) make the most sense for you. This is about cutting through jargon and creating a savings habit that lasts.
Business Planning
For entrepreneurs and business owners, Christine offers guidance on structuring Hold Co’s & Op Co’s, succession planning, and creditor protection. She also provides insight into institutional investment strategies and family tax planning, helping you align your business and personal finances.
Retirement & Longevity Planning
With Canadians living longer, planning for retirement means more than just setting money aside. Christine will help you evaluate your income streams, forecast your expenses, and plan for a retirement that supports the lifestyle you want—while ensuring your money lasts as long as you do.
Tax Efficiency Tips
Paying less tax means keeping more of what you earn. Christine will walk you through practical ways to minimize taxes—like choosing the right accounts, making smart contributions, or planning RRIF withdrawals. While she doesn’t replace your accountant, she’ll give you the knowledge to ask the right questions and make the best choices.
Estate & Retirement Planning
Planning for the future isn’t just about money—it’s about peace of mind. Christine will cover essentials like wills, beneficiaries, and powers of attorney, as well as strategies for passing on wealth efficiently. You’ll feel confident knowing you’ve prepared for yourself and your loved ones.
Navigating Financial Life Transitions
Big changes—like divorce, job loss, career shifts, or downsizing—can disrupt even the best financial plans. Christine provides supportive, practical guidance to help you rework your finances during these transitions, ensuring you stay stable today and secure tomorrow.

Your Personal Finance Coach
Christine does not sell investment or financial products, insurance or bank services any more. Now she only provides personalized, unbiased financial advice in an honest, nonjudgemental, and straightforward manner.
With over 30 years in the financial industry, Christine brings a wealth of expertise to her coaching. She worked previously as a Chartered Investment Manager, Certified Financial Planner, Estate & Trust Strategist, Taxation Specialist, Licensed Insurance Broker, and Mortgage Broker for both residential and commercial clients.
Beyond her professional designations, Christine is the syndicated columnist, radio host of Ask the Money Lady Radio Show, and has a daily segment on CTV Morning Live & Bloomberg News Network (BNN). She is also the author of her book How to Retire Debt-Free & Wealthy.
Pricing:
Christine offers a simple, transparent pricing model—one flat fee for a personalized, high-value session.
1:1 Money Coaching Session – $250.00+HST
Your session includes:
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- 1-hour (60 min) private Zoom session with Christine
- Personalized coaching tailored to your unique goals
- Practical strategies and action steps you can apply immediately
Before your session, you’ll complete a short financial questionnaire. This allows Christine to understand your situation in advance so your time together is focused, efficient, and completely tailored to your needs.
No hidden fees. No sales pitches. Just one dedicated hour with Christine—focused entirely on you, your money, and your future.
Book Your Session with Christine:
Ready to take control of your money and build confidence in your financial future?
Booking a session with Christine is simple. Just fill out the form below, and our team will reach out to book your session and provide next steps. Once booked, you’ll receive Christine’s financial questionnaire so she can prepare in advance—ensuring your 1-hour Zoom session is completely tailored to your needs.
Once you have filled out the form and hit “submit,” you will receive an email confirmation. Please check your email address.
If you have any questions, please contact: debtfreewealthy@gmail.com.