Are you a saver or a spender?

Why is it so easy to repeat bad habits and so hard to form good ones?

This time next year – will you have made things better for yourself or will you be like most – not any further ahead than you are right now?  Why is that?  Are we lazy?  Why do we keep trying, and then give up?

Let me make something very clear – you are NOT lazy.  Someone who wants a better outcome may just be trying to change their habits the wrong way.  You see it takes a change in your identity to create new saving habits or new life habits.

Behaviour Change is Identity Change

To really stick to something and create a new habit it must become part of your identity….and that includes stopping the spending and beginning the saving.  You must start acting like the type of person you wish yourself to be……a saver !

Let me give you an example:  if you have decided to quit smoking and someone offers you a cigarette.  Do you say: “No thanks, I’m trying to quit.”  Or do you say: “No thanks, I don’t smoke.”  Changing your identity to be a non-smoker signals a shift in your thought process and makes you more apt to become who you believe you are:  a non-smoker.  To change who you are, you must first change what you do – that is, you must change your old habits into new habits that define your new identity.  So, if you want to be a saver, you start finding ways to spend less, not buying things mindlessly or online because you “just want it.”  You must find ways to cut back on things you don’t need (like meals out, Ubers and taxis, subscriptions and memberships you never use, you get the idea, right?).  Saving money is personal and must become a part of your everyday life.

Christine’s Tip:

Remember, improvements are only temporary until they become part of your identity.  So, if you want to have more money in the bank and to live comfortably you must become a saver, (we all know that).  Becoming someone that saves, must be part of your entire life.  When your behavior and your identity are fully aligned, you are no longer pursuing change.  You simply act like the type of person you already believe yourself to be: a saver.  We change bit by bit, day by day, habit by habit, continually undergoing an evolution of ourself.  Every action we take towards the goal: to be a saver, transforms the belief that you are.