Blog2022-10-31T19:48:17-04:00

Christine’s Latest Blog Posts

Read all of Christine’s latest content below, so that you can always stay up to date with her latest columns.

Christine writes for 630 newspapers across the country, and is committed to increasing financial literacy, no matter what your age, background, or income level.

 

What are Annuities?  

I am often asked to discuss annuities, so today I want to delve a little deeper into this strategy, often used to create a lifelong income in retirement.  Life annuities are designed for clients who have insufficient savings and/or a very low risk tolerance to investing in the market.  There are four main types of annuities: straight life, joint life, term-certain and deferred.  We will discuss each one plus some [...]

By |Categories: Daily Advice Tips|

Alternative to a Reverse Mortgage!  

I was overwhelmed with the response from readers about the previous column I wrote on reverse mortgages.  There seems to be many Canadians considering this product as a way to inject the much needed funds into their later years of retirement.  Many of you had questions about other alternatives so I wanted to provide you with one that I believe would indeed be a better option: a collateral charge.  The [...]

By |Categories: Daily Advice Tips|

Would you consider a Reverse Mortgage?  

I love the latest TV commercial with actor Tom Sellick about reverse mortgages.  It must be his fabulous moustache and soothing voice.  Okay, all joking aside, it is almost impossible to escape the cadre of aging male actors and athletes who’ve found a second career as pitch-men for reverse mortgages.  Kurt Browning is the front man for Canada’s CHIP reverse mortgage product.  So, should you consider it?  Reverse mortgages [...]

By |Categories: Daily Advice Tips|

Are You a Fan of Hustle Culture? 

Hustle culture is something my demographic, (ages 45 to 55) and our parents have been used to all our lives.  Living by the motto that you can’t be successful unless you “work really hard, show up every day ready to overcome any obstacle, with a no-limits attitude, and of course, programmed for greatness.”  We quickly passed judgment on anyone who didn’t seem to be working hard, and everything in our [...]

By |Categories: Daily Advice Tips, In the News|

Let’s Take a Lesson From a Children’s Book !

I recently went to a friend’s home and had the pleasure of reading a book to her 4-year-old granddaughter and I had forgotten how wise these children’s books are.  Written by adults for children, but with a message in the story for us all.  The book was called “Days with Frog and Toad,” written by Arnold Lobel.  The story starts with Toad waking up one morning and complaining about [...]

By |Categories: Daily Advice Tips|

Canadian Women Considering Retirement – Are You Ready? 

Did you know that according to Stats Canada there are approximately 7.3 million women between the ages of 51 to 62 in Canada?  That’s a lot of ladies.  I love to be in the company of so many Canadian women.  Women born in the late 50’s or 60’s were told they should grow up to be secretaries, grocery cashiers or better yet just be a good mother.  Now I [...]

By |Categories: Daily Advice Tips|

Talk to Christine Ibbotson to Discover How You Can Achieve Your Financial Goals

We all have different financial goals and different routes and timescales for getting there. For example, you might want to get out of debt for good and stop having to meet expensive interest payments. You may want to consolidate your debt or find a more structured debt repayment plan to free yourself from serious debts for good and start again. You might want to see a financial adviser to help [...]

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Improve Your Overall Financial Security with Your Financial Advisor

We all want to enjoy better financial security for ourselves and our families. After all, a lack of financial security often means that we are constantly worried about how we are going to pay the next bill that comes up or how we are going to cover any unexpected costs. This is one of the reasons that so many people choose to use the services of a personal financial advisor. [...]

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