“There is strength in becoming unified together toward your own personal plans to wealth.”

 If you plan to retire together, you must save and dissolve your debt together.  It is vitally important that both partners be involved in the financial decision process.  I have found that the most financially successful couples, were those that combined their incomes, working together to spend and save for their future.  Those couples that kept their finances separated or secret with separate accounts and liabilities were always worse off.  I have not seen one example in over 20 years of lending, where keeping separate money works.  One partner is always languishing and the debts get higher while the savings never grow.  It just doesn’t work.  As a couple, if you want to retire debt free and wealthy, you must work together for a common goal.  Dream together, plan together and remove uncertainties.